Abyssos ("the App," "we," "us," or "our") is a personal household financial planning app published by Shipping Trains L.L.C. Our approach is simple: Abyssos is built to keep your financial data on your own devices and in your own private iCloud account. We do not operate servers that collect, store, or sell your personal or financial information.
1. Information You Enter
To create plans and projections, you enter household financial information into the App, which may include:
- Household and member names you choose
- Income sources and amounts
- Assets, account values, and growth/yield assumptions
- Expenses and recurring bills
- Liabilities (loans, debts) and payment details
- Savings and financial-independence goals and assumptions
You decide what to enter. None of this information is required by us, and we never see it.
2. Where Your Data Is Stored
Abyssos stores the data you enter in one of two places, based on the storage option you choose for each household:
- On this device — data is kept in a local database on your device only.
- iCloud — data is synced through Apple's iCloud (CloudKit) to your own private iCloud account so it is available across your devices and can be backed up by Apple.
When you use iCloud storage or share a household with another person, that data is handled by Apple under Apple's Privacy Policy and iCloud terms. We do not have access to your iCloud data. We cannot read, recover, or restore it.
We do not transmit your financial data to any servers operated by Shipping Trains L.L.C., and we have no ability to access it.
3. Shared Households
If you choose to share a household with another person, that data is shared through Apple's CloudKit sharing to the people you invite. Those participants can view and, depending on permissions, edit the shared household. Only share with people you trust. Sharing is handled entirely by Apple's infrastructure; we do not receive a copy of the shared data.
4. The AI Assistant
Abyssos includes an AI assistant that helps you understand your plan.
- The assistant runs on your device using Apple Intelligence (Apple's on-device Foundation Models). Your financial figures are processed locally and are not sent to us.
- The assistant can optionally perform web searches for general reference information
(such as interest rates, market indices, or product details). Web search is controlled by a setting
with three modes:
- Local Only (default): No queries leave the App.
- Sanitized: General reference queries (without your personal dollar amounts) may be sent to third-party search providers.
- Full Access: Your query, which may include financial figures, may be sent externally for more accurate results.
- When a web search runs, the query is sent to third-party services (currently the DuckDuckGo Instant Answer API and Wikipedia). Those services receive only the search text the assistant generates and process it under their own privacy policies. We do not log or store these queries.
You can change the web search mode, or keep it off entirely, at any time in the App's settings.
5. Information We Do Not Collect
We want to be explicit. Abyssos does not:
- Collect or store your personal or financial data on our servers
- Use third-party analytics or advertising SDKs
- Track you across apps or websites
- Sell, rent, or share your information with data brokers
- Require an account, email address, or login with us
- Connect to your bank or financial institutions
6. Notifications
If you enable notifications, the App may send you local reminders. Push notifications related to iCloud sharing are delivered through Apple's services. You can manage or disable notifications in your device settings.
7. Exporting and Deleting Your Data
You are always in control of your data:
- Export: You can export your data from within the App at any time.
- Delete: Deleting a household or the App removes its local data from your device. For iCloud-stored data, deletion syncs through your iCloud account. Because the data lives in your iCloud, you can also manage it through Apple's iCloud controls.
8. Children's Privacy
Abyssos is not directed to children under the age of 13 (or the equivalent minimum age in your jurisdiction), and we do not knowingly collect information from children. Because we do not collect personal information at all, no such information is gathered through normal use.
9. Security
Data stored locally is protected by your device's security features. Data stored in iCloud is protected by Apple's security and encryption. Because we do not hold your data, the security of your information depends on the protections you keep on your device and Apple account (such as a passcode, Face ID/Touch ID, and two-factor authentication).
10. Third-Party Services
The App relies on the following third parties only as described above:
- Apple (iCloud/CloudKit storage and sync, Apple Intelligence on-device AI, push notifications) — see Apple's Privacy Policy.
- DuckDuckGo and Wikipedia — only when you enable web search, and only for the search text the AI generates.
We have no business relationship in which your personal data is transferred to us by these services.
11. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date above and make the current version available in the App and/or our distribution listing. Continued use of the App after an update means you accept the revised policy.
12. Contact Us
If you have questions about this Privacy Policy or how Abyssos handles data, you can reach us at:
Shipping Trains L.L.C.
Email:
Abyssos provides planning estimates only and does not constitute financial, tax, or investment advice.